Licensed CA Public Adjusters
Residential & Commercial
No Upfront Cost
ADVOCATE.
PROTECT.
RECOVER.
Your Claim. Our Mission.
Providence Public Adjusters, LLC is a full service public adjusting firm in Southern California. We work for policy holders, not insurance companies, to ensure you receive the full compensation you're entitled to.
License #6015596
CLIENT FIRST
We put your interests first and fight for what you deserve.
EXPERT ADVOCACY
Licensed experts with in-depth knowledge of the claims process.
MAXIMUM RECOVERY
We work to maximize your settlement and minimize your stress.
NO UPFRONT COST
You pay nothing upfront. Our fee is a percentage of your settlement.
What is a Public Adjuster?
A public adjuster is a licensed professional who represents you—the policyholder—when you have a property insurance claim. We evaluate the damage, prepare your claim, and negotiate with the insurance company on your behalf to help you get a fair settlement.
Who Represents You?
The insurance company's adjuster represents the insurer, not you. Their job is to protect the insurance company's bottom line. We work for you, giving you expert advocacy and a better chance at the settlement you deserve.
What Providence Actually Does
Policy
Investigate
Document
Value
Present
Negotiate
Types of Claims
FIRE
SMOKE
WATER
COMMERCIAL
RESIDENTIAL
Types of Property Owners We Represent
Homeowners
Landlords
HOAs
Commercial Owners
Businesses
Why Providence?
We combine experience, advocacy, and personalized service to deliver the best possible outcome for your claim.
License #6015596
CLIENT
FIRST
We put your interests first and fight for what you deserve.
EXPERT
ADVOCACY
Licensed experts with in-depth knowledge of the claims process.
MAXIMUM
RECOVERY
We work to maximize your settlement and minimize your stress.
NO UPFRONT
COST
You pay nothing upfront. Our fee is a percentage of your settlement.
Frequently Asked Questions
What does a public adjuster do?
Works exclusively for you—the policyholder—not the insurance company.
Reviews your policy to identify the coverage and benefits available for your loss.
Documents and evaluates the full scope of property damage, including damage that may be overlooked.
Prepares and presents your claim and negotiates with the insurance company on your behalf.
Helps protect your interests throughout the claim so you can make informed decisions before accepting a settlement.
Providence handles the claim process so you can focus on your property, business, or family.
When should I contact Providence?
As soon as possible after a fire, water loss, storm, or other significant property damage.
Ideally, before giving detailed statements, agreeing to a scope of damage, or accepting a settlement.
If your claim is already underway, it may not be too late—we can review the policy, carrier estimate, payments, and unresolved damage.
If you believe your claim has been underpaid, delayed, or improperly denied, contact us for a second look.
The earlier Providence becomes involved, the better positioned we are to document the loss and protect your claim from the beginning.
How are public adjusters paid?
Providence works on a contingency-fee basis, so our compensation is tied to the insurance recovery we obtain on your behalf, subject to the terms of our agreement.
There are no hourly adjusting fees for handling your claim.
Our fee is clearly explained before you hire us, so you know exactly how the arrangement works.
Because our compensation is tied to the claim recovery, our interests are aligned with yours: properly document, present, and pursue the full value of your covered loss.
Have a claim now? Talk with Providence before you settle with your insurance company.
Do you handle residential and commercial claims?
Yes. Providence represents both residential and commercial property owners.
Residential claims include single-family homes, condos, rental properties, and multi-family properties.
Commercial claims include apartment buildings, retail properties, offices, hotels, warehouses, and other commercial properties.
We handle losses involving fire, smoke, water, storms, and other covered causes of damage.
For commercial losses, we can also address applicable coverages such as business interruption, loss of income, extra expense, and tenant-related issues.
Whether it’s your home, investment property, or business, Providence works exclusively for you—not the insurance company—to protect your interests throughout the claim.
FREE CLAIM REVIEW
Speak directly with a licensed California public adjuster.
FIRE
Damage assessment and maximum recovery for fire-related losses
WATER
Expert handling of water damage claims from leaks, floods, and more.
SMOKE
We help recover for smoke and soot damage to restore your property and peace of mind.
COMMERCIAL
Expert advocacy for commercial property damage and business interruption claims.
RESIDENTIAL
Dedicated advocacy for homeowners and residential property damage claims.